First Time Buyers Mortgages
If you are considering that first big step onto the property ladder,
then - unless you are in the unusual and very fortunate position of being
a cash buyer – you will probably be looking for a first time buyers
mortgage.
A first time buyer is someone who has never had a mortgage before. Or,
in some cases, someone who has not had a mortgage in the last three years
- there are a few mortgage providers who will class you as a first time
buyer if this is the case.
There are lot of mortgage products out there available for people looking
to buy their own home for the first time, but knowing which is the right
one for you to choose can be extremely difficult. Terms and conditions
may vary as well as product benefits, so it is always important to seek
advice as to which product is best for you. What may look good at the
outset could end up not being suitable for you in the long run.
There are many considerations when you take out a first time buyer mortgage
that you may not have thought about. For example, will you be tied in
to the one mortgage lender for a fixed period of time? Is there a cashback
deal? Can you really afford the monthly repayments?
Getting a first time buyer mortgage is a big step and it is important
you do it right.
Mortgage
Directory |
Mortgages |
| Nationwide |
We are currently the second
largest online mortgage provider in the UK. We are one of the only
major mortgage providers with a full end-to-end online service,
providing a fully credit scored decision for successful applicants. |
|
| First Active |
At First Active, we've taken a fresh
approach to mortgages. We've made them easier to understand, easier
to arrange. No extended tie-ins - just the deal you sign-up for.
Our rates start low and stay competitive. And most importantly,
all our deals are open to everyone, not just new customers. So you
don't have to change mortgage companies every few years to get the
best deal. Our fixed rate mortgages offer great rates and fixed
payments – so you get the best of both worlds. And our discount
mortgages offer you our lowest possible variable rates for a set
period. Simple. Easy to open. Good value. That’s the way mortgages
are meant to be. |
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| West Brom Building Society |
A wide range of mortgage products to
suit different individual needs all of which can be applied for
online. |
|
Adverse Credit Mortgages |
| Enable Finance |
Enable Finance specialise in providing
adverse credit re-mortgages to people looking to unlock cash tied
up in their home but have current or previous credit issues including
a poor credit history such as CCJ's & mortgage arrears. We have
a wide range of re-mortgages and can lend to applicants even without
proof of income. |
|
Commercial Mortgages |
| B2B Mortgages |
B2B mortgages are specialists in sourcing
Commercial Mortgages for sole traders, partnerships, limited companies
and investors. We search all lenders available for the lowest possible
rates. |
|
| Simply Business |
Whatever your financial situation and
need, Decision Finance endeavours to help you secure funding. We
work with the leading providers for each financial product and provide
you relevant, free quotes, most of them instantly. |
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